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Frugal Friday – Save over $700 this year with this tip!

Are you a coffee or tea drinker?

Cut back on coffee or tea...
I know it is not easy to do, but one less coffee a day would save you about $700 per year (if you buy them at a coffee shop).

Can’t quit coffee all together?
Instead of spending $2 - $3 per cup at your favourite coffee shop, try brewing coffee at home. You could save yourself thousands of dollars per year.

Home brewing cuts your cost to less than $0.25 per cup in most cases.

Just one way to cut costs that really add up over the year!

Happy Friday 🙂

Greek Layered Dip

When we go to a potluck or have an evening in and want a treat, I love to bring a layered dip. You can serve them with so many options, from naan or pita bread to crackers or tortillas.

One dip we enjoy as a bit of a change is this Greek Layered Dip. As with most layered dips, you can add or change some of the toppings to suit your family, but this is our basic recipe. Hope you enjoy!

Greek Layered Dip

  • 1 pkg Cream Cheese
  • 1 500 ml Sour Cream
  • 1 1/2 Tbsp Greek Seasoning
  • 1/2 cup Feta Cheese (Cubed or Crumbled)
  • 1 Cup Diced Grape / Cherry Tomatoes
  • 1 Cup Diced Engilsh Cucumber
  • 1 cup Sliced Olives (green or black (your preference))
  • 1 Tbsp Greek Seasoning (sprinkle on top)
  1. Combine cream cheese, sour cream and greek seasoning and blend together well. Spread on the bottom of a dish.
  2. Top with remaining ingredients and refrigerate for minimum 2 hours for best flavour.
  3. Eat with Tortilla or pita chips. Can also be used as a spread on crusty bread or crackers.

Meet Michelle

Meet Michelle, our new weekly contributor.

Michelle Collins

Michelle is one of the owners of Sculpt Health and Wellness, Riverview. She has been married to Ray for 29 years and is the proud mom of Sean, Patrick and Meaghan, and mother in law to Meaghan Mclauglin-Collins. She was a stay at home mom for many years and entered the workforce in 2001 as a support worker at Moncton Employment and Training Services. While working full time she took courses at night and by correspondence and graduated as a Human Services Counselor from NBCC. She worked as a counselor for several years until leaving her position in May 2015.

While off work, Michelle volunteered her time with Sculpt Health and Wellness in Moncton, and in the process developed a greater desire for helping people to live their best lives. Michelle became more passionate about working with Sculpt so when the opportunity came up to bring Sculpt to Riverview, it seemed like a perfect fit. 

Michelle was never into athletics as a child, but decided to make a change in her life at age 40 when she started training in Tae Kwon Do, after seeing how it was benefiting her two youngest children. It was during this time that she first met Jason Capson. She faced many challenges and went way outside her comfort zone, but she never gave up and completed her testing for her Black Belt on December 6, 2009. 

During this time, Michelle was introduced to the world of bodybuilding by a friend and attended seminars by Kai Greene and Flex Lewis. It was at one of these seminars that she renewed her friendship with Jason and learned about Sculpt for the first time. A month before her 50th birthday, Michelle decided to compete in the Atlantic Classic Bodybuilding show the following April. It was during this process that she learned the importance of proper nutrition and positive accountability in achieving one’s goals. That is what she is planning on bringing to her clients at Sculpt Health and Wellness, Riverview. 

Michelle believes that learning is a lifelong process, and has certificates in Lay Ministry and Spirituality from St. Francis Xavier University. She feels that these courses, along with the skills she developed in her work as a Human Service Counselor and her life experience will enable her to work with the whole person in body, mind and spirit. It’s never too late to start. 

Watch for Michelle's weekly column (TGIF) to be published here on Everything Unscripted.  

Follow Sculpt Health and Wellness Riverview on social media:

Sculpt Health and Wellness Website

Checkout 51 Cash Back Offers for Oct 20th

Checkout 51 Cash Back Offers for Oct 20th

New offers will go live at 12:00 AM October 20, 2016, and expire at 11:59 PM October 26, 2016. Members must buy the products in Canada and submit the receipts while the offers are live.

Get the App HERE

At McDonald's® in Walmart: Happy Meal®
Valid on any Happy Meal®.
Cash back $1.00

At McDonald's® in Walmart: Extra Value Meal McChicken®
Valid on Extra Value Meal McChicken® only. 
Cash back $1.50

At McDonald's® in Walmart: Extra Value Meal Big Mac®
Valid on Extra Value Meal Big Mac® only. 
Cash back $1.50

Baker's Secret® products
Any variety.
Cash back $1.00

Snapware® products
Any variety.
Cash back $1.00

Buy 2: Ocean's Tuna Salads
Any variety. Items must appear on the same receipt.
Cash back $2.00

hydraSense®
Any variety. Excludes hydraSense® Nasal Aspirator Protective Filters, hydraSense® Congestion Relief 20 mL and hydraSense® Eucalyptus 20 mL.
Cash back $1.00

At Select Retailers: Downy Wrinkle Releaser® Plus
Valid only on 16.9 oz (500 mL) size bottle. Excludes 3 oz (90 mL) travel size bottle. Not valid on any other Downy products. 
Cash back $2.00

Buy 2: Select Huggies® Diapers 
Offer valid on Huggies® Little Snugglers Diapers, Huggies® Snug & Dry Diapers, Huggies® Little Movers Diapers and Huggies® Little Movers Slip-On® Diapers, 54 count or higher. Items must appear on the same receipt.
Cash back $6.00

Buy 2: Select Huggies® Wipes
​Valid on the purchase of Huggies® Natural Care®, Huggies® One & Done®, Huggies® Simply Clean® Fragrance Free & Huggies® Simply Clean® Fresh Wipes, 180 ct. or higher. Items must appear on the same receipt.
Cash back $6.00

Degree® Women antiperspirant
Any variety. Excludes Degree Men products, trial and travel sizes.
Cash back $1.00

Degree® Men antiperspirant or deodorant
Any variety. Excludes Degree Women products, trial and travel sizes.
Cash back $1.00

HORMEL® GATHERINGS™ SNACK TRAY
Any variety.
Cash back $1.00

Pantene® Shampoo products
Any variety. Excludes trial and travel sizes and gift, bonus, or value packs. 
Cash back $0.50

Select Pantene® Conditioner products
Any variety. Excludes Pantene® 3 Minute Miracle. Excludes trial and travel sizes, gift, bonus, or value packs. Items must appear on the same receipt.
Cash back $0.50

Pantene® Styling products
Any variety. Excludes trial and travel sizes, gift, bonus, or value packs. Items must appear on the same receipt.
Cash back $0.50

Head & Shoulders® Shampoo products
Any variety. Excludes trial and travel sizes and gift, bonus, or value packs. 
Cash back $0.50

Head & Shoulders® Conditioner products
Any variety. Excludes trial and travel sizes and gift, bonus, or value packs. 
Cash back $0.50

Herbal Essences® Shampoo products
Any variety. Excludes trial and travel sizes and gift, bonus, or value packs. 
Cash back $0.25

Herbal Essences® Conditioner products
Any variety. Excludes trial and travel sizes and gift, bonus, or value packs. 
Cash back $0.25

Herbal Essences® Styling and Treatment products
Any variety. Excludes trial and travel sizes, gift, bonus, or value packs.
Cash back $0.25

Select Clorox® Bleach products 
Valid only on Fibregard Concentrated Bleach, Splash-less™ Concentrated Bleach and Smart Seek™ Bleach. 
Cash back $0.50

Clorox® Wipes Disinfecting with Micro-Scrubbers 
Valid only on 70 ct. Excludes all other Clorox® Wipes products. 
Cash back $0.75

Olymel applewood bacon 
375 g. Excludes all other Olymel products.
Cash back $1.75

Finish® Max in One™ or Quantum Max™ 
Valid on 18 count or larger. 
Cash back $2.00

Finish® Jet-Dry® Rinse Agent
Valid on 200 mL or larger varieties. 
Cash back $1.00

Finish® dishwasher cleaner 
Any variety.
Cash back $1.00

Buy 3: Catelli Smart® pasta
Any variety. Items must appear on the same receipt.
Cash back $1.00

Buy 2: Catelli® Healthy Harvest® pasta
Any variety. Items must appear on the same receipt.
Cash back $1.00

Mrs. Dash® 
Any variety.
Cash back $1.00

Drano® products
Offer valid on Drano® Max Gel, Drano® Pipe & Septic Care Build-Up Remover, Drano® Advanced Septic Treatment, Drano® Liquid, Drano® Snake Plus, Drano® Crystals, and Drano® Foamer.
Cash back $0.50

Shout® products 
Any variety.
Cash back $0.50

Scrubbing Bubbles® Bathroom Cleaner Trigger or Aerosol 
Offer valid on Scrubbing Bubbles® Daily Shower Cleaner, Scrubbing Bubbles® Disinfectant Bathroom Cleaner aerosol Fresh Clean Scent or Fresh Citrus Scent, Scrubbing Bubbles® Mega Shower Foamer® with Ultra Cling Rainshower® aerosol or trigger, Scrubbing Bubbles® Bathroom Cleaner aerosol foamer with Colour Power, Scrubbing Bubbles® Bathroom Cleaner Disinfects with Bleach trigger, or Scrubbing Bubbles® Bathroom Cleaner Disinfectant trigger.
Cash back $0.50

Sugar Twin®
Any variety.
Cash back $1.00

Fantastik® products 
Any variety.
Cash back $0.50

Oscillococcinum® Flu-like Symptom Relief
Valid on 6 dose package.
Cash back $2.00

Stodal® Cold & Cough Syrup
Valid on 200 ml bottle. 
Cash back $3.00

Dove® Women or Dove® Men+Care deodorant or antiperspirant
Any variety. Excludes travel and trial sizes.
Cash back $1.00

At Select Retailers: Buy 2: Post-it® Notes
Any variety. Items must appear on the same receipt.
Cash back $1.50

At Select Retailers: Post-it® Flags
Any variety.
Cash back $1.00

At Walmart: HORMEL® Pepperoni
Any variety.
Cash back $1.00

At Walmart: Select Goody® hair brushes
Any variety. Must spend $8.00 or more per item.
Cash back $1.00

At Walmart: Select Goody® hair accessories
Any variety. Excludes brushes, combs, rollers, mirrors, bobby pins, cutting and thinning shears, section clips, shower caps and hair nets. Must spend a minimum of $3.50 or more per item.
Cash back $0.75

Lamb Tonight products
Any variety. Excluding souvlaki kabobs.
Cash back $2.00

Buy 2: Stayfree® pads
Any variety. Items must appear on the same receipt.
Cash back $1.50

Select Carefree® liners
Any variety. Excludes Carefree® Acti-Fresh® Liners Thin To Go 22 ct.
Cash back $0.75

Dawn®
Any variety. Excludes trial and travel sizes and gift, bonus, or value packs.
Cash back $0.25

HORMEL® Real Bacon Crumble
Any variety.
Cash back $1.00

HORMEL® Real Bacon Bits
Valid only on 79 g jar.
Cash back $1.00

At Select Retailers: St. Ives body wash
Any variety. Excludes trial and travel sizes, and gift packs.
Cash back $1.00

At Walmart: Rubbermaid® Premier food storage container set
12 ct. Excludes all other Rubbermaid® products.
Cash back $4.00

At Select Retailers: RoC® Pro-Correct
Any variety.
Cash back $8.00

Camilia® Teething Relief
Valid only on 10 dose package.
Cash back $2.00

At Select Retailers: GREENIES® Dog Dental Chews
6 oz, any variety.
Cash back $2.00

At Select Retailers: Dove Men+Care body wash
Any variety.
Cash back $1.00

At Select Retailers: Dove Men+Care bars
Any variety. Excludes single bars, trial and travel sizes, and gift packs.
Cash back $1.00

At Select Retailers: Dove body wash
Any variety. Excludes Dove Men+Care, Dove Baby, trial and travel sizes, and gift packs.
Cash back $1.00

At Select Retailers: Dove Beauty bars
Any variety. Excludes single bars, trial and travel sizes.
Cash back $1.00

At Select Retailers: AXE body wash
Any variety. Excludes trial and travel sizes, and gift packs.
Cash back $1.00

One A Day® Multivitamin gummies and tablets
Any variety.
Cash back $2.00

At Walmart: FLINTSTONES™ multivitamins
Any variety.
Cash back $1.00

HORMEL® GATHERINGS™ DELI TRAY products
Any variety.
Cash back $3.00

Buy 2: MR. CHRISTIE's Snak Paks
Valid on 180 g boxes. Items must appear on the same receipt.
Cash back $1.00

Black Diamond® Natural Cheese Slices Gouda
Valid on 260 g variety.
Cash back $1.00

Black Diamond® Natural Cheese Slices Marble Cheddar
Valid on 280 g variety.
Cash back $1.00

Febreze® Car
Any variety. Excludes trial and travel sizes and gift, bonus, or value packs.
Cash back $0.25

Febreze® Air Effects
Any variety. Excludes trial and travel sizes and gift, bonus, or value packs.
Cash back $0.25

Febreze® SmallSpaces
Any variety. Excludes trial and travel sizes and gift, bonus, or value packs.
Cash back $0.25

Febreze® Wax Melts
Any variety.
Cash back $0.25

Febreze® Fabric Refresher
Any variety. Excludes trial and travel sizes and gift, bonus, or value packs.
Cash back $0.25

Febreze® NOTICEables
Any variety. Excludes trial and travel sizes and gift, bonus, or value packs.
Cash back $0.25

Febreze® Candles
Any variety. Excludes trial and travel sizes and gift, bonus, or value packs.
Cash back $0.25

Black Diamond® Natural Cheese Slices Medium Cheddar
Valid on 280 g variety. 
Cash back $1.00

Black Diamond® Natural Cheese Slices Old Cheddar
Valid on 260 g variety. 
Cash back $1.00

Black Diamond® Natural Cheese Sticks Marble Cheddar
Valid on 12 pack.
Cash back $1.50

Black Diamond® Natural Cheese Sticks Medium Cheddar
Valid on 12 pack. 
Cash back $1.50

Black Diamond® Natural Cheese Sticks Old Cheddar
Valid on 12 pack. 
Cash back $1.50

Pine-Sol® Multi-Surface Cleaner
Valid only on 1.41 L varieties. 
Cash back $1.00

Advil® Cold & Sinus
Valid on Cold & Sinus, Cold & Sinus Liqui-Gels, Cold & Sinus Plus, Cold & Sinus Nighttime, Cold & Sinus Convenience Pack, Cold & Flu, and Cold, Cough & Flu Nighttime. Not valid on 10, 18 or 20 count bottles.
Cash back $3.00

Robitussin®
Valid on Cough Control, Cough & Cold, Total Cough, Cold & Flu, Total Cough, Cold & Flu Extra Strength Nighttime, and Mucus & Phlegm. Excludes 100ML and 115ML bottles.
Cash back $2.00

Scotch-Brite® Extreme Scrub Scour Pad
Any variety.
Cash back $1.00

Scotch-Brite® Extreme Scrub Sponge
Any variety.
Cash back $1.00

Vector Granola*
317 g.
Cash back $0.75

Buy 2: Rice Krispies Squares* Bars
Any variety. Items must appear on the same receipt.
Cash back $1.00

Kashi* snack bars
200 g, any variety. 
Cash back $1.00

Select HoneyMaid products
Valid on original and low fat graham wafers and original graham crumbs. Excludes Oreo Baking Crumbs.
Cash back $1.00

Buy 2: Special K* bars
Any variety. Items must appear on the same receipt.
Cash back $1.50

Kashi* GOLEAN* cereal
Any variety.
Cash back $1.00

Select Eggo* Waffles or Pancakes
Any variety. Excludes Thick'n Fluffy. 
Cash back $0.75

At Select Retailers: Buy 2: Scotch® Home & Office Tapes
Any variety. Items must appear on the same receipt.
Cash back $1.00

At Select Retailers: Buy 2: Scotch® Expressions Tapes
Any variety. Items must appear on the same receipt.
Cash back $1.00

Coryzalia® for Colds
Valid only on 10 dose package.
Cash back $2.00

Stodal® Honey Cough Syrup
Valid on 200 mL size.
Cash back $3.00

At Walmart: PEDIGREE® Jumbone® Long-lasting Chews
9 ct. 
Cash back $5.00

Mazola® Oil
Valid on 1.42 L variety.
Cash back $1.00

At Swiss Chalet: Any meal with soup 
Any meal and any variety of soup. Must spend $7.99 or more. Items must appear on the same receipt.
Cash back $1.00

First Response™ Pregnancy PRO test with APP Access
Excludes all other First Response™ products. 
Cash back $10.00

Buy 2: Catelli Express® pasta
Any variety. Items must appear on the same receipt.
Cash back $1.00

Windex® products 
Any variety.
Cash back $0.50

Happy Planet Fresh Soup Pouches
500-650 mL size, any variety.
Cash back $1.50

At Walmart: Quietude® Mild Sleeping Disorders 
Valid only on 30 dose package.
Cash back $3.00

High Liner® Pan-Sear Selects® Sweet Ancho Chili Basa strips
Valid on 500 g variety. 
Cash back $4.00

High Liner® Marinated Portions™
Any variety.
Cash back $4.00

Emergen-C®
Any flavour. Only valid on 24 and 30 packet boxes. 
Cash back $3.00

Get the App HERE