Cash Back Apps: Checkout 51

As a person always on the hunt for a deal, I am constantly looking for ways to save even MORE money on the products I buy everyday. Well, here is a fabulous way to do just that! Checkout 51 is a mobile app that helps you save money on the brands you love. 
Simply check each week for the new items featured for cash back offers, then follow the App instructions to claim your money back. The best part is, you can use coupons and other offers to purchase your items, and still get money back through Checkout 51's app. You need to be a member of Checkout 51 to claim offers. If you're not a member yet, get the app. The app is currently available to those with an iPhone or iPad, Andriod phone and PC.
Here's how it works:

Redeeming offers

  1. Buy any of the featured products from any store in Canada and keep the receipt
  2. Sign into the Checkout 51 app (available for iPhone, Android and PC)
  3. Tap "Upload Receipt" and follow simple instructions
  4. They'll send you a cheque in the mail once you reach $20 in savings and you request payout!
From their website:

Summary Guidelines

  • You need to be a member of Checkout 51 to claim offers. If you're not a member yet, get the app.
  • A quantity of one (1) of each offer is eligible for cash back per member.
  • Receipt photos must be clear and readable.
  • Each receipt can only be used once.
  • You can claim more than one product on a single receipt. You can submit multiple receipts for products bought at different times and/or at different stores.
  • Please read carefully - we can only give cash back for the exact product listed.
  • You are permitted to use Checkout 51 cash back offers with any other coupon or discount. (unless noted in the details of the cash back offer)
  • Offers only valid for purchases made in Canada between the dates specified.
  • You will be able to cash out when you have accumulated a $20 balance.
  • We reserve the right to remove members who do not comply with the spirit of these Guidelines.

DIY Flavoured Coffee Creamer

Make your flavoured coffee creamer with a few simple ingredients,  no preservatives,  and create you own flavour combinations.

Try this recipe for a Maple Vanilla Creamer...then experiment to create your own custom flavours. 

  • 1 cup Milk
  • 1 cup Heavy Cream or Sweetened Condensed Milk
  • 2 tbsp Maple Syrup
  • 1 tsp Vanilla extract
  1. Combine the milk, cream and maple syrup in a saucepan 
  2. Stir with wisk until blended and heated with steam coming off the mixture (do NOT boil).
  3. Remove from heat and stir in the vanilla extract
  4. Place in an airtight container or jar and let cool (Mason Jars work great)

Store the mixture in your refrigerator for up to 7 days. Add to your coffee as desired.

Experiment  with different sweeteners and spices to create your own custom blend. 

  • Nutmeg, cinnamon and vanilla
  • Mint extract and chocolate syrup
  • Peppermint extact and sweetner/sugar
  • Almond extract
  • Etc...
If you have any other flavour suggestions, be sure to share below in the comments. 

Ruth Ann Swansburg
the Moncton Coupon Lady
© 2013 The Moncton Coupon Lady
Putting Money In Your Pocket One Coupon At A Time!

Coupon Trading Etiquette

Coupon Trading Etiquette 
These steps were prepared by Josh, one of our wonderful Admins on the MCL Facebook page and Trades Group. Along with the tips below, be sure to be prompt with mailing out trades as well. (thanks Linda for adding this reminder!)
~ Ruth Ann
the Moncton Coupon Lady
Steps to a successful trade:
  1. When wanting to start a trade please bear in mind what the person has requested as method of contact. In other words, some people will ask you to Private Message (PM) them as they don’t get notifications. Failing to do so could result in you losing out on a trade.
  2. The person with whom you’re trading may have specific wants. Be sure to pay attention to their wishlist. They may have specific brands, size, or wording for the coupons they would like.
  3. Please try to be prompt. When a person sends you there wishlist please try to reply to them as soon as possible if you’re able to fulfill that request. Even if you’re unable to, please let the other person know, as someone else may be waiting to trade for that item. Most trading standards are set to a 24hr wait time for a reply.
  4. When doing a trade don’t entertain multiple offers, there’s nothing ruder than trying to work out a deal with someone just to have the other person say they traded with someone else. Use a first come first serve system.
  5. Once the trade has been arranged, let the other people waiting know that the item is no longer available. This gives the other person the chance to try to obtain the coupons from another source.
  6. Once you have received the other person’s envelope let them know, also add your name to the good trader list.
  7. Last but not least, if you have any issues with a trade please reach out to one of the admins, don’t air it out on the wall. It could be a simple misunderstanding and we don’t need the other person’s reputation soured if not needed. Any post of this nature will be removed .
 by Josh Goguen
© 2014 The Moncton Coupon Lady
Putting Money In Your Pocket One Coupon At A Time!

Saving on Coffee for your Keurig!

We have a Keurig brewing system, and I LOVE it....but it is definitely more expensive to brew single cups of coffee than to make a pot.
Here are some tips on how to save and not sacrifice your favourite flavours or freshness.

Shop Online:
Sign up for Ebates HERE
Search for Keurig Canada and earn 5% cash back from Ebates. (Currently double at 10% cash back!)
Sign up as a member on Keurig Canada to receive 10% off beverages (make sure you log into their site through Ebates to receive both discounts)

GET $10 OFF with every purchase of 4 boxes of 24 K-Cup packs® 
** PLUS, right now Keurig is offering $10 off when you buy 4 boxes of coffee & FREE SHIPPING. CLICK HERE to order!

This is a great way to pick the variety of coffee you would like to have. We used to buy variety boxes at Costco, but would end up with some coffees we did not like. With the offer above I ordered 96 K-Cups in the selection I wanted and knew we would use.

Buy loose coffee (either ground or beans) and fill your own basket or use the filters below!

1. Buy the Refillable Baskets:
    Brew and Save Refillable K Cup for Keurig Brewers, 2 Count
2. Use there coffee filters to put your own ground coffee in:
    Ekobrew Optional Coffee Paper Filter for Ekobrew Single Serve Filter, 300 Count

Hope you find these tips helpful. If you have any other tips Please Share below!

~ Ruth Ann

Printable Coupons….the controversy!

I have been receiving many emails lately regarding PDF or JPG coupons. People are asking if they can print them, why I don't have them in my "printables" list and why I don't post the freebies or great brags they are seeing on other pages.

The simple answer is, if it is not a coupon that is currently in circulation BY THE MANUFACTURER, then I do not promote using it. 

Saving Coupons as PDF files or JPG images on your computer:
There are still many manufacturers who are putting image files online as their coupons. If they go through a site like smartsource or websaver, these companies have features on their sites to limit the # of times we can print a coupon. When the files are released in a newsletter or on a website as a PDF or JPG, then they can be printed over and over.

In this case the only way it can be limited by the manufacturer (or so they think) is by displaying it for a limited amount of time, or distributing it to their mailing list.

Here's where the problem lies....the people printing (consumers, couponers, anyone and everyone) can save these files to their computer. Even when the manufacturer "removes" the coupon from their site, these coupons continue to circulate and people continue to print more copies of the coupons.
It may not seem like a big deal to print a few extra copies, but if everyone does, the manufacturer will have to refuse to reimburse them. That is when the retailers will stop accepting them, and we will not be able to use printables anywhere (in the future). 

Please understand this practice will ruin couponing in the long run. 

***Please DO NOT save coupons as PDFs/JPGs to reprint. ***

The companies do not intend for you to continue printing it once it is removed from their pages. 

If you ever receive an image file of a coupon by email from anyone, and not from the manufacturer directly, be aware it may be fraudulent. 
How to Spot a Fraudulent Coupon (CLICK HERE)

Always print the coupons from the manufacturer sites...if they are gone, they are gone for a reason. 

I only promote using coupons to help save money, not to be a hoarder or try to get everything on the shelf just because I have enough coupons and the item is free. I do not teach bending the rules, or reading into the wording what I want to see, so I can get more items free. We all know what companies intend with coupon campaigns...and they DO NOT intend for us to get everything free all the time. 

Yes, there are those few times when they release great coupons and with sales and other coupon combinations (BOGOs, HV, etc) we get items free...but it is not for us to get 100 packages of toilet tissue, or candles for every teacher at the school down the road! Remember to be reasonable, buy for yourself, and your family. If you volunteer shop and/or make donations, that is another reason to buy more, but certainly NO EXCUSE to abuse a coupon or offer available.

This article was prompted by emails I have been receiving. Thanks for reading and I hope it has helped you understand why some things you read on the internet should not be followed. (Just because someone else is doing it, it does not make it right)

~ Ruth Ann

© 2013 The Moncton Coupon Lady
Putting Money In Your Pocket One Coupon At A Time!



HELP NEEDED: Project Under the Tree

Here is another group who needs help filling Gift boxes for those in the community.

Veronique asked me to share this info with you:

"Project under the tree " are looking to fill 1000 boxes for needy men and women in our area. 

Items we often get for free or almost free are needed to help out:
Personal items: toothbrushes, toothpaste, shampoos, conditioners, body washes, creams.. etc are VERY much needed. 

The boxes will be to homeless people, low income elderly or single parents, or anyone that could use a little something special.

The website is:

  • There are 4 ways to give. 
  • 1-Fill a box yourself. 
  • 2 donate any items that are on the list so we can fill boxes with donated items. 
  • 3-take a "Project under the tree " jar used to fill with money or change or 4-Just donating money

We are a registered charity and will provide a charitable receipt for monetary donations.


What do I put in the boxes?

Fill your gift bag or box with a well balanced variety of NEW items designed for adult men or women.

Suggested Items
• warm hat
• mitts
• gloves
• scarf
• socks
• ball cap
• blanket
• headband
• thermal coffee mugs
• flashlight
• hand towel
• facecloths
• magazine
• gift certificates
• candles
• chocolate/candy
• gum
• nuts
• non-perishables goodies
• deodorant
• toothbrush
• toothpaste
• brush/comb
• soap
• toiletries
• nail polish
• makeup
• shaving cream
• razors
• loofah sponges
• lip balm or vaseline

Please put soap and liquids in sealed baggies.

PLEASE VISIT for all the contact details and to answer any other questions you may have

Thank you for helping out through your couponing efforts!

Ruth Ann Swansburg

the Moncton Coupon Lady

More Couponer’s Giving Back! Great Job to the ladies who organized this one…

I received this message from Jerrica this morning!
As some of you may remember we put word out a few weeks ago asking for help (CLICK HERE) and you listened!!!
They had a very successful event last night....thanks to many people who donated and helped out. Great work Jerrica and the 3rd Yr Nursing Students, you put together a wonderful event to help in the community.

~ Ruth Ann

Hi Ruth Ann, I was wondering if you would be able to post this on your page for me! On behalf of my Third year nursing group I would like to say a big thank you to everyone that helped with donations for our event. We were overwhelmed with the amount of donations that we received from everyone and I am happy to say that we had a very successful evening. With all of the donations that we received we were able to create 70 hygiene kits, 60 of which were given out last night, the remaining 10 were left with the Salvus Clinic. The kits were a huge hit with all that attended. We also provided a warm meal to approximately 60 people, along with a few snacks for them to take for the road. And to top it all of there were around 80 people who benefited from the clothing! Overall we were exceptionally happy with the turnout and are very pleased with the amount of lives that we were able to touch. Again, thank you all for your donations and support in making our event possible! Jerrica

Coupon Seminar – Bathurst NB

If you are looking for a crash course in how to coupon, this is the seminar for you!

The Art of Couponing with the Moncton Coupon Lady

Only $10 per person
Email to reserve your spot.

Sunday, November 24th, 2013
TIME: 1-3 pm
LOCATION: 20 Douglas Ave (on the waterfront)

You will learn how to dramatically reduce your Grocery Bill and purchase many daily use items for pennies...Join us for a Sunday afternoon of Coupon Savings and Fun!

You will receive handouts and a packet of coupon, as well as a chance to win Door Prizes!

Class includes the following:
~ Where to find Coupons
~ Organizing Coupons
~ Understanding Coupon Terminology
~ Store Policies
~ Strategic Shopping Strategies to save more $$$
~ and more...

Only $10 per person (cash only at door)

Email to reserve your spot.

Doors will be open by 12:45pm to allow people to get their ticket and get settled.

**PLEASE NOTE: This class will be taught in English, BUT you can take home your handouts in either French or English. They will be available in both languages for you.

Here is the event link on Facebook: CLICK HERE