Saving Money is sometimes just a matter of asking for a deal!
As some of you may remember, back in September I was quoted for work on my car, and simply asked for a better deal....they dropped my $250 quote to $150....Well, guess what? I did it again! lol
Now first, let me explain why that was such a big deal (besides the money). I would have never questioned a quote for any service in the past. It wasn't until I started couponing and really watching how much money was being spent on things, that I started to think, "Why not just ask?". The worst thing that will happen is they will say no, and then you pay the original amount anyway, right? So why are we so afraid to ask for a better deal??
I have to say, I cannot wait to negotiate my next Car, or other large purchase!
So, yesterday I was calling Bell to ask about the Fiber Op packages and get it set up. We were paying Phone through Bell and Internet and TV through Rogers...so looking to save a few $$ I wanted a bundle that worked for us.
Well, it was all fine until I told the guy I would like them to add the additional HD box (2nd TV) for free, instead of the $4.95 a month. No big deal right? Well, he flat out said no, and even told me he could transfer me, but they would tell me no as well. So I simply said, "You mean you would lose my business over a $4.95 per month fee? I can just get Home Phone and call Rogers to get my bundle." Of course he asked me to hold...and upon return to the line said "I have great news for you Mrs. Swansburg! We cannot give you the box included, but I am authorized to give you a $100 Credit on your account."
Now if you work that out, that is 20 months of Free HD Receiver rental. Not bad...and I plan to call in 12 months time to negotiate it into my plan.
If you have any services on a Yearly agreement (which most are at least), be sure to call on your anniversary date and renegotiate your packages. It is amazing what you can get if you "JUST ASK!"
I am still pretty excited about it, and honestly can't wait to see what else I can manage to save on this year!
Every few weeks, you can find Coupon Inserts in your local newspaper. You can find Redplum every 4 weeks or so, Smart Source every 3 weeks or so and Brandsaver every 3-4 months or so.
If you plan to buy multiple copies of the paper, Check Moncton Coupon Lady for a list of the coupons available inside each insert (usually posted by Thursday the week it comes out). Also, make sure the insert is inside the paper you are buying, some stores remove them.
January 14, 2012 February 4, 2012 March 10, 2012 April 7, 2012 May 5, 2012 June 2, 2012 July 7, 2012 August 11, 2012 September 8, 2012 October 6, 2012 November 3, 2012 December 1, 2012
Smart Source 2012 January 7, 2012 January 28, 2012 February 11, 2012 March 3, 2012 March 24, 2012 April 14, 2012 May 19, 2012 June 9, 2012 July 7, 2012 Jul 28, 2012 August 25, 2012 September 22, 2012 October 13, 2012 November 3, 2012 December 1, 2012
PAPERS WHO CARRY New Brunswick Woodstock Bugle-Observer Fredericton Gleaner Moncton Times Transcript Restigouche La Voix Saint John Telegraph Journal Bathurst Northern Light Campbellton The Tribune Newfoundland Gander Beacon Corner Brook Western Star St. John’s Telegram Grand Falls Advertiser
Nova Scotia Bedford-Sackville Weekly News Dartmouth-East Cole Harbor Weekly News Halifax-West Clayton Park Weekly News Digby/Kentville/Yarmouth (Halifax) Chronicle Herald Provincial Ed. Halifax CH/Mail Star Amherst Daily News Antigonish A&G Transaction New Glasgow News Sydney/Cape Breton Post Truro Daily News Prince Edward Island Charlottetown Guardian Summerside Journal Pioneer
Wow! Not only can you be your own coin purse designer with our fully customizable accessories, but with today’s offer, you can save yourself plenty of dollar using this promo code. This 100% front-to-back self-personalized mini coin purse gives you practicality and stylishness all rolled into one. Stick in today’s coupon code and get 3 coin purses for $6.99 (and at $1.99/each thereafter) with free worldwide shipping included into the deal!
If you are busy, or you simply don't enjoy cooking every night for an hour or more, try some of these time saving tips.
Purchase in Bulk
Meat & Poultry
Get to the meat department early in the morning, they usually have items marked down. Buy in larger quantities and freeze.
Buy Local! If you are lucky enough to have a farm close by, contact them about purchasing in bulk, they will be happy to provide you with their prices.
If you have a local meat market, check out what deals they offer when you buy in bulk. Some will offer freezer boxes where you get a discount for buying a large quantity of a variety of meats. It may be alot out of pocket in one shot, but will save you money in the long run.
Fruit & Veggies
Check the discount section in your produce department. There are usually Bananas, Peppers, Apples, etc...these are great items to take home, slice up and freeze. Use them in baking & smoothies or casseroles & soups.
Only purchase what you will use, but remember there are ways to freeze produce for later use.
Plant a garden! Fresh in season veggies that won't cost more than a few pennies, and a little love and labor on your part! You will have lots and need to have plans for using/preparing the fruits of your labor when they are ripened.
Yogurt is great to freeze. If your child likes yogurt tubes, freeze them for longer storage (you can stock up on a good sale!) and then put one in their lunch for school. It will thaw out in time for Lunch!
Lots of snack foods come pre-packaged for school/individual servings. To save on money - Why not buy the box of crackers and make up your own snack bags. You can reuse your bags for crackers, cookies and other non oily foods. Just rinse them out and let dry.
Buy pudding mix or make it from scratch (makes a larger quantity for le$$). Use resealable containers to send to school with your child.
Partially Prepare In Advance
I got this tip from a friend who is a chef. (Video Here showing what my pasta looks like)
Cook your pasta, toss with a little olive oil, and portion into freezer bags and freeze. When you want to have a pasta dish, just take out of freezer and run hot water over to thaw and voila! ready for your topping. I have Spaghetti, Penne and Rotini in my freezer at all times!
For Salads: If you are like me, you hate cutting up veggies every day to make a salad...so do it all at once. I come home from grocery shopping and cut ALL my veggies and store in plastic containers. Even my lettuce is cut up and stored (I have a Tupperware container that keeps it from wilting, it's awesome and well worth the money). Cut up Tomatoes, cucumber, string beans, peppers, broccoli, etc...then, when you want a salad, just grab a little of this, and a little of that, and your salad is divine!
Soups, Stir Fry and Casseroles: I always try to make things in bulk when I get home from shopping, but sometimes there is just not the chance to cook up everything. I love to cut up the veggies I cannot use right away, and freeze them. Again, try to portion them in freezer bags so it is easier to just take out 1 or 2 bags to add to a recipe. You can even brown/carmalize onions and once it cools, put in bags to freeze and use later.
Meat and Poultry
Poultry: We eat a large quantity of chicken. When I buy chicken, most of it gets cooked when I get home. Some I baste with salad dressing, or top with an herb mixture, and some is plain (just brushed with a little olive oil). I cook them, and slice it up to freeze. When I want Chicken on a salad, I grab a bag from the freezer, thaw it in the microwave and toss it on my salad. I also use it in recipes that call for cooked chicken (casseroles mainly). We use it in our pitas, sandwiches and wraps as well. HUGE time saver!!!
Ground Meat: Almost EVERY recipe containing ground meet asks you to brown it...so why not buy in bulk, brown it all up, and put in containers for later use. Store it by the pound, so you know what you need when you go to use it in a recipe.
Shredded cheese:Buy block cheese and shred it yourself. It's cheaper and you will have it on hand when you need it. Buy one block to shred, and slice the other one for use on sandwiches, crackers, snacks, etc... (Parmesan cheese is pricey to buy, but if you purchase the block and shred it yourself, it is way more affordable, and it lasts for a long time)
Stock your Freezer with meals!
For Soups: I LOVE to use fresh veggies when I make soups, so I get the not so perfect ones on the discount rack. They are often a little overripe, which actually means they are teaming with flavour. Make a big pot of soup and freeze in portion size containers. We are a family of 3, so I have containers that hold what we would eat at a meal, as well as some single serving ones to have for lunches.
Sauces: Make pasta sauces and Chilli in bulk and freeze. It is so nice to come home and toss your pasta under some hot water to thaw, and grab the Spaghetti sauce out of the freezer to thaw in the microwave...toss together and in 10 minutes you have dinner made, and alot less mess to clean up!
These are just a few of the time and money saving tips I use in our house. I will continue to add to this as I find other ways to save time when preparing meals.