How To Save On Baby Expenses

How To Save On Baby Expenses 


Tips on How to Save on Baby Expenses

This is the outline for the interview that aired on CBC Information Morning 106.1 fm Moncton in February, 2013, just 6 weeks after I had our second child.  What better to discuss than what was personally living at the moment, the impact of a baby on your budget! These are my tips on how to save and budget for your new addition.

Having a new baby in the house is a wonderful happy experience, but may take a toll on the pocket book.  New babies require Food, Diapers, Clothing and can really bust your monthly budget if you are not careful.

1. When it comes to a new baby, what are some of the ways you can save to keep within your budget?

There are a few strategies I used when planning our new baby’s arrival.
If baby is not here yet, start allotting a portion of your monthly budget to stocking up on items you will need. I used $20-25 of my budget for about 4 months before my baby arrived. This allowed me to stock up on Diapers, Wipes and some toiletries.
Items such as clothing, blankets and toys were left until closer to baby’s arrival, as we received many as gifts.

Using coupons, sales, clearance, second hand, baby clubs and points programs, you can save a great deal!

2. Can you share some tips for how to save on specific items?

Disposable Diapers:  The best way to save on Disposable Diapers is to use a coupon with a sale, and watch the clearance bins. I have been abe to purchase many packages for $0.10 per diaper. They have been brands such as Seventh Generation, Pampers and Huggies. You can often get them much cheaper than the store brand when shopping with coupons.

Calculate how many diapers you will use at each stage of development( CLICK HERE) with these guidelines. 

Cloth diapers are another option, with a high upfront cost, but much lower once you have them. When considering the cost of Cloth Diapers, work in laundry detergent, energy costs and water fees if you live in areas that cost you extra. If you have a clothes line and are on a well, you will not need to worry about those costs. 

Purchasing your cloth diapers second hand is a great way to save on the up front costs as well. If you know you are going to cloth diaper, then research the brands and find the best deals possible either from the company or through distributors.
CLICK HERE for a Calculator to help you figure out what works for you.

Breast Feeding is the cheapest, it`s free! If you can do it, this is the best money saver to start out. Not everyone can breast feed, but you also should understand that often the first month is the hardest and it DOES get easier as you and your baby figure it out together. If you are having a hard time with breast feeding, do not give up, please seek out help and refer to the links provided below for resources in your area.
You may want to invest in a pump ($100 - $200+) if you are looking to bottle feed some. This will also allow you to freeze and store milk for future use as well. I breast fed both my children and this was convenient and cost effective for us. 

Formula:There are several companies who have clubs you can join to receive samples and coupons.  The coupons and vouchers you can get are high value and worth signing up for. These companies usually make follow up formulas and food for babies. They continue to send coupons to you for the various stages of baby growth. Refer to the links at the bottom of this page for details.

Watch for Formula and Diapers in the Clearance bins. Formula is put on clearance for 50% off usually a good month or 2 before the expiry date. If purchasing formula on clearance, buy the concentrate or ready made, you will likely not get through the powdered kind in time.

Clothing: Babies grow out of clothes long before they wear out. Consider buying second hand...and sell the ones that you no longer need to make room for new ones. Another great idea is to start a clothing exchange with some friends who have children at varying stages. 

**Tip: Treat stains immediately and you will be able to keep clothing in better condition for swapping, selling or trading in at consignment stores.

Larger items & toys: Second hand all the way for these items. You can shop online on kijiji, ebay or other buying groups, or check out the local thrift shops and yard sales. The younger the child is, the better your chances of finding something in great shape for a fabulous price.

**Please consider safety with purchasing older items second hand. There are expiry dates on some items such as Car Seats, and safety standards on others that have changed over the years. Do your research before buying.

3. These are all great tips, but is it possible to continue to maintain a budget close to what you had before once the baby is here?

Absolutely. I worked the baby essentials into my budget prior to his arrival and continue to have baby items in my “stock up” budget. 

I have a set budget for groceries of $100, then an additional amount up to $25 for stocking up on items we use regularly. So my food is in the $100, where my baby, toiletries, cleaning supplies, etc are in my $25 stock up budget. This is my bi-weekly budget for my family of 3 and now with baby, family of 4. This will no doubt change as he gets older and eating more.  

Everyone’s budget will be different, but this proves it does not need to change right away.

The things that will help you keep on budget are simple:·     

  • Coupons- often High Value for baby items
  • Cash Back apps- watch apps and use for additional savings
  • Clearance Bins - in store up to 50%
  • Second Hand -many items 50-80% off
  • Baby Clubs – Free sign up and send samples & coupons
  • Rewards points (Optimum points, Airmiles, etc) I did not discuss this in the above sections, but many times you can get any of the items you are looking for free when redeeming point. Also, watch for bonus points being offered on baby items. If you are buying the item anyway, you should take advantage of any bonus offers!

Breast Feeding resources:
La Leche League of Canada
Public Health
10 Steps to Successful Breast Feeding

Formula Companies Offers:
Join the Enfamil Family Beginnings club Free Samples, Valuable Coupons, and Special Promotions. A Month by Month Journey Through Your Pregnancy and Your Baby & Toddler's Development. Expert Nutritional and Developmental Advice, Tips on Breastfeeding, Formula Feeding, and Starting Solids. Support from our Caring Team of Professionals
Join the Nestle Baby Program 
Join the Similac Club Samples, coupons and information booklets

Diaper Offers:
Pampers Gifts to Grow program
Huggies Rewards

SOBEYS Pharmacy: offers Free Prenatal Vitamins the entire time you are pregnant and nursing (ask for a form to join up) there are also samples and coupons in a bag when you sign up.

JEAN COUTU: Ask to join their New Mommy club and get a bag of samples and coupons.


© 2013 The MonctonCoupon Lady/ Everything Unscripted 
Family, Food, Frugal Living & Fun!

Coupon Match Ups Feb 23rd

Coupon Match Ups Feb 23  

Atlantic Coupon Match Ups Starting December 1st,2016

Prices featured in our Match Ups are the Atlantic Canadian Prices in this week’s published flyers.

Please note: all coupons listed in our Coupon Match Ups with the weekly specials are not necessarily available to find right at the moment.

i.e. The coupons found on tear pads or in magazines from a few months ago may have expiry dates in August or December. They would be hard to find now, but many of us have them to use still.

CLICK HERE for a list of coupon abbreviations

I hope this clarifies why you may not be able to find some of them.

Apps You Can Use to save even more:

Coupon Match Ups Feb 23

No Frills

  • Wonder Bread $2 -$1 wyb2 (booklet) = $1.50 each
  • Chapman's Novelties $2 - $4 voucher(mail out) = 2 X Free
  • Schneider's Ocktoberfest sausages $2 - $5wyb4 (cash back, Prepaid Credit) = $0.75 each
  • Schneider's Lunch Mates $2 - $5wyb4 (cash back, Prepaid Credit) = $0.75 each
  • Weston Bagels 4pk $1 each
  • Boneless Park half Loin $1.77/lb
  • Post cereals $2 
  • Kellogg Cereals $2 - various coupons
  • Uncle Ben's Rice & Grains $2 - BOGO (Peelie) = $1 each
  • Cantaloupe $2 each
  • Dole Coleslaw or Iceberg salad $1 each

Atlantic Superstore

  • Coke and Pepsi 2L $0.99
  • PC Maple Syrup $6.99
  • Wonder Bread 2/$4.50 - $1 wyb2 (booklet) =$1.75 each
  • Christie Cookies or Crackers (Oreo, Ritz) $1.67
  • Campbell's Condensed Soups $0.50
  • Dole Coleslaw or Iceberg salad $0.99 each
  • Dole Coleslaw or Iceburg salad $1 each
  • Pringles $1.99 - $1 (ketchup, Checkout 51)= $0.99
  • Arm & Hammer laundry detergent $4.99 - $1 (tear pad)= $3.99
  • Palmolive 2/$4 - $1 (insert) = $1
  • Garnier Fructis $4.99 - $1 (print) = $3.99
  • Bic Razors $5.99 - $2 (print) = $3.99
  • Schneider's Lunch Mates 4/$10 - $5wyb4 (cash back, Prepaid Credit) = $1.25 each
  • Advil Liquid Gels 72pk $8.99-$3 (print) = $5.99


  • (3 day sale) Brocolli $1.88
  • (3 day sale) Bounty $4.99 - $1 (Checkout 51)=$3.99
  • 2lb Strawberries $4.88
  • Palmolive $1.99 - $1 (insert) = $0.99
  • Green Giant Frozen Veggies $2.49 - $1 wyb2 (booklet) = $1.99
  • Chapman's Ice Cream $2.99 - $4 (voucher, mail out) = $free
  • Graves Beans $0.99 - $0.50 (if Chipotle, insert) = $0.49

Giant Tiger

  • Chapman's frozen yogurt or novelties $2.98 - $4 / $1 (mail outs) = Free or $ 1.98
  • Marie Callenders entrees $4.98- $2 (print) =$2.98
  • Melitta Coffee $8.88 - $2.00 (print)=$ 6.88- $2 (cash back, Caddle)=$4.88
  • Wonder Bread $1.88 - $1 wyb2 (booklet) =$1.38 each
  • Flamingo chicken $4.98 - $3 (contest) $1.98
  • 3lb Gala Apples $2.77
  • 3lb Oranges $2.77
  • Minute Maid Orange Juice  $1.88
  • Michelinas entrees $0.88
  • Dare cookies $1.88
  • Snuggle Scents Boosters 30pk $3.47 - $1 wyb2 (insert)= $2.97 each
  • Astro yogurt tubs $1.88


  • English Cokes  $0.97
  • Cheerios 460g $2.88
  • Dempster bagels $3.88- $1 (print)=$2.88
  • Oikos 4pk 3/ $10
  • Snuggle $3.77- $1 (insert)=$2.77
  • Tums $3.97 - $1 (insert)=$2.97
  • Anvil cold & Sinus 50 cap $10.97 - $3 (print)=$7.97
  • Anvil extra strength liguigels 50 $9.97- $3 (print)=$6.97
  • Ivory Body wash $338 - $0.75 (print/insert)=$

Jean Coutu

  • more to come


    • more to come

Guardian Drugs


  • more to come

Shopper's Drug Mart




Zebra Coupons powered by Websaver: Mailing you coupons!

Giveaway at bottom of the post!

There is a new service being provided in the next day or so through our friends at Zebra Coupons (powered by

  •, allows people to order coupons that are currently just available as Print at Home to be sent to them as mail to home coupons.
  • With Zebracoupons, users can order up to 48 coupons in one order, with many of the coupons being able to be ordered twice.  
  • Users are asked to cover a nominal fee for postage and handling ($2).This can be paid via Credit Card or PayPal. (More options may come in the future)
  • The site should be going live tomorrow (Thursday, Feb 23). There will be about 40-50 different coupons that you can order (on launch day, 25-50 after), many of them you can select a quantity of 2 coupons.

The goal is to make the minor postage costs offset by the total value of the savings available, plus the simplicity and convenience of not having to print the coupons out - especially if one doesn't own a printer OR the grocery store one shops at doesn't particularly like accepting printables.

Launch Date: Thursday, Feb 23rd. Check the site for when it goes live.


I have received some discount codes to allow some of my readers to try the new site for free. We will be giving out 30 codes here (enter below), and another 19 randomly on our social media pages in the next 24 hours!



... is powered by

Giant Tiger Deals Feb 22

Here are some deals matched with coupons that are available at Atlantic Canada locations of Giant Tiger this week! Marie Callenders entrees $4.98- $2 (print) =$2.98 Chapman's frozen yogurt or novelties $2.98 - $4 / $1 (mail outs) = Free or $ 1.98 Melitta Coffee $8.88 - $2.00 (print)=$ 6.88- $2 (cash back, Caddle)=$4.88 Wonder Bread $1.88 - $1 wyb2 (booklet) =$1.38 each Flamingo chicken $4.98 - $3 (contest) $1.98
  • 3lb Gala Apples $2.77
  • 3lb Oranges $2.77
  • Minute Maid Orange Juice  $1.88
  • Michelinas entrees $0.88
  • Dare cookies $1.88
  • Snuggle Scents Boosters 30pk $3.47 - $1 wyb2 (insert)= $2.97 each
  • Astro yogurt tubs $1.88